Net Worth Calculator

Calculate your net worth by totaling your assets and subtracting your liabilities. Track your financial progress over time.

Assets (What You Own)

Cash & Savings Accounts ($)

Investments (Stocks, Bonds, Mutual Funds) ($)

Retirement Accounts (401k, IRA) ($)

Real Estate (Home Value) ($)

Vehicles ($)

Other Assets (Jewelry, Collectibles, etc.) ($)

Liabilities (What You Owe)

Mortgage Balance ($)

Car Loans ($)

Student Loans ($)

Credit Card Debt ($)

Other Debt (Personal Loans, etc.) ($)

Net Worth Summary

Total Assets: $-

Total Liabilities: $-

Net Worth: $-

Asset Breakdown:

Liquid Assets: $- (-%)

Investments: $- (-%)

Physical Assets: $- (-%)

Debt-to-Asset Ratio: -%

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Understanding Net Worth

Net Worth = Assets - Liabilities

Healthy Financial Indicators:
• Positive net worth
• Debt-to-asset ratio below 50%
• 3-6 months expenses in liquid assets
• Growing retirement savings

Tips to Increase Net Worth:
• Pay down high-interest debt first
• Increase retirement contributions
• Build emergency fund
• Track net worth quarterly

? Frequently Asked Questions

How accurate is this

This calculator uses standard formulas and provides accurate results for typical use cases. For professional or critical applications, always verify results with certified professionals or official sources.

Is this calculator free to use?

Yes, this Net Worth Calculator is completely free to use with no registration required. You can use it as many times as needed without any limitations.

Can I use this on mobile devices?

Absolutely! This calculator is fully responsive and works perfectly on smartphones, tablets, and desktop computers.

How do I interpret the results?

The results are displayed clearly with appropriate units. Refer to the About This Calculator section for detailed information.